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How to Prepare for Climate Change if You Live In Halifax

Posted by  On March 28, 2022
How to prepare for climate change if you live in Halifax

Canada may not be the Great White North for much longer. Since 1948, average temperatures across the country have risen 1.7 degrees Celsius. The effects of the ongoing climate crisis are being felt everywhere, with the country’s northern regions seeing the most dramatic changes.

At Archway Insurance, we believe that it is important to prepare now for the impacts of climate change. In this article, we will break down the ways you can prepare for climate change if you live in Halifax.

To get a better understanding of the big picture—and Halifax’s place in it—let’s take a look at the ways climate change will impact our East Coast.

How Climate Change Will Affect Atlantic Canada

As the world changes, so does Atlantic Canada. For Nova Scotians, it is no longer a question of whether our climate will change; it is a matter of when and how.

Scientists forecast that severe climate change will affect vulnerable areas of Nova Scotia, including:

  • Coastlines, where infrastructure was designed and built to withstand significantly weaker and less frequent extreme weather events.
  • Freshwater supplies, which may become contaminated by salt, pollution, runoff, and parasites, as rising sea waters flood inland, and heavier rain and snowfall create standing bodies of water throughout the province.
  • Businesses, which may yet benefit from warming temperatures, but that will nonetheless wrestle with protecting equipment and property from damages caused by changing climate conditions.

The Federal Government of Canada expects that Atlantic Canada will see, over the course of the 21st century, sea levels rise at rates greater than global averages.

How Halifax Is Preparing for Climate Change

Up and down the coasts of Atlantic Canada, towns and cities are preparing for a changing climate. In a study completed by environmental planner David Righter, 75% of towns he surveyed were in the process of completing, or have already completed, measures to reduce the effect of increasing tidal forces. Plans include the construction of underwater barriers that will break waves and limit storm surges.

Halifax is no exception to this trend. Since 2013, Nova Scotia’s capital and most populous city has embarked on its own plan to prepare for the reality of climate change with a program called Halifact. Its goal: to reach net zero greenhouse gas emissions by the year 2050. Additional initiatives aim for municipal operations to reach net zero emissions by 2030, and to reduce overall emissions by an ambitious 75% by the end of the decade.

How You Can Prepare for Climate Change

The Atlantic Canadian climate is undergoing its single greatest shift since the end of the last Ice Age, more than 12,000 years ago. It represents a crisis so vast in scale that everyone who lives in the region will find their lives altered in extreme and uncountable ways.

Against these dire predictions, it’s easy to lose hope and to write off the future as a lost cause. However, preparing for the climate challenges in the coming decades is within your reach. It begins at home, where the Government of Canada hopes investments in energy efficiency and cheaper energy bills will protect Canadians and unleash transformative innovations.

Dubbed the Canada Greener Homes Grant, this government initiative plans to help 700,000 eligible Canadians with a $2.6 billion investment spread over seven years. Homeowners will receive up to $5000 in grants for energy efficiency retrofits, including:

  • Replacing windows and doors.
  • Adding insulation.
  • Sealing air leaks.
  • Improving heating and cooling systems.
  • Purchasing renewable energy systems like solar panels.

Before participating in the grant program, though, you must be living in your primary residence for at least six months. Eligible residences include:

  • Single and semi-detached houses.
  • Row housing and townhomes.
  • Mobile homes on a permanent foundation and permanently moored floating homes.
  • Small multi-unit residential buildings (up to three storeys with a footprint of up to 600 square metres), and mixed-use buildings (residential portion only).

Retrofits that protect your home from weather events like floods, wind damage, and power outages are also eligible for the grant when they occur alongside renovations that improve energy efficiency.

Homeowners can register for the grant, plan their renovations, and track their progress through an online portal that the government has set up.

Archway Insurance in Halifax Can Help You Prepare for Climate Change

Retrofitting your home to boost energy efficiency, minimize heating and cooling bills, and increase extreme weather protections is just one strategy for adapting to climate change. Making sure you have the right financial protection is just as important.

With Halifax residents expected to witness rising sea levels, more severe storms, and flooding in the coming decades, the risk of water damage to their homes is growing.

At Archway Insurance, we find the best home insurance policies that will protect you financially and prepare you for the effects of climate change with a suite of features including:

  • Dwelling coverage to repair, rebuild, and replace your home, outbuildings, garages, and other structures.
  • Personal property coverage to replace lost or damaged belongings, furniture, appliances, electronics, and personal effects (such as jewelry, art, and other valuables).
  • Personal liability coverage, in case of injury or property damage to third parties in your home.
  • Additional living expenses, for hotels, short-term rentals, and other costs that can be incurred while your home recovers from damages.

Climate change will increase the likelihood that water damage and other weather occurrences will affect your home. With repairs for water damage often running as high as $10 per square foot, you need the right protection. You need Archway Insurance.

Call Archway Insurance Now

We offer a dedicated and professional brokerage team who are committed to making sure you get the best possible insurance advice. Our brokers will protect your home, so you can focus on living your best life in it.

For all your personal property insurance needs in New Brunswick, Nova Scotia, and Prince Edward Island, call Archway Insurance at 1-833-536-0529 or contact us here.

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