Is Your Cottage Protected This Winter? | Archway Insurance

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Is Your Cottage Protected This Winter?

Posted by  On November 29, 2021
How can you keep your cottage safe over the winter?

Your cottage should be a place to relax and unwind away from the hustle and bustle of life’s biggest stressors. In order for it to remain that way, however, there needs to be some prior work put in to make sure that your cottage can endure the entire seasonal year, especially during winter.

As temperatures decrease and snow begins to fall, it is important for Canadian cottage-owners to start thinking about how they are going to protect their properties this winter. Many people leave their cottages in the cold season and come back in the spring only to find that their properties have developed several issues that require hefty costs, time, and labour to fix. Luckily, these can easily be avoided with reliable cottage insurance along with a few simple tips and tricks.

If you own a cottage or are planning on purchasing one soon, one of the first steps you should take is creating a checklist of things you need to have done before you leave at the end of fall. This article will save you time by providing you with several things you should do to ensure that you are prepared for any emergency situations, should they arise, and your cottage is set to survive the cold, harsh weather to come.

Why protect your cottage in the winter months?

Preparing your cottage for the winter months is one of the smartest things you can do as a cottage owner, as long as you do it correctly. Knowing how to keep your cottage safe and secure all year round will allow you to save time and money in the long run.

As is the same with any residential property left unattended during the winter, cold weather can wreak havoc on several parts of the cottage, such as the electrical and heating systems, plumbing, and appearance of the land outdoors. Frozen pipes, for instance, can burst and cause flooding all over your property if you aren’t there to catch it in time.

Accordingly, if your cottage is not protected during the winter, you may face disastrous consequences such as costly repairs and extensive damage to your property. This is why it is crucial to prevent damage and maintain your cottage during winter to ensure that you arrive at a fully-functioning, stress-relieving getaway in the spring or summer.

8 Ways to Protect Your Cottage in the Winter

1. Have someone check on your property while you are away

Before you leave your cottage, ask a trusted neighbour to keep watch over your property and maintain it during the winter months. You might give them an extra key to allow them into your cottage to inspect its interior for electrical or plumbing issues so they can contact you in an emergency.

2. Turn off your water supply

Shutting off your water supply helps to prevent your pipes from bursting and flooding your cottage. As well, be sure to drain your water supply from the pipes and add antifreeze to your drains.

3. Unplug appliances and electrical devices

To save electricity, lower expenses, and to prevent electrical fires, unplug all appliances and electrical devices in your cottage when you are away. Otherwise, these devices will continue to pose a risk while draining electricity and racking up a hefty electric bill at the end of the winter season.

4. Lower the heat

Lowering your central heating system or shutting it off completely can help to prevent pests from moving in and destroying your property. Turning it off may save you money on heating bills; however, keeping it on low will also help prevent things from freezing inside the cottage, including pipes.

5. Take photos around the cottage

Before you leave, it may pay off to take photos of appliances and valuables, as well as the inside and outside of your property. Don’t forget to write down the serial numbers of devices. This way, should issues arise and you need to file a cottage insurance claim, you will have everything you need to have it go as smoothly as possible.

6. Hire a company to remove snow

During the winter, snow can pile up heavily on your roof and driveway if someone isn’t there to shovel it regularly. To prevent damage to your roof and keep your driveway ice-free and visible, depending on how much snow falls, it may pay off to hire a company to remove snow from your property a few times during the season.

7. Remove all food items from kitchen

Perishable food that has been left sitting in your fridge or pantry can go bad while you are away, bringing forth unpleasant odours and attracting vermin like insects and rats. You don’t want to arrive at your cottage in the spring to find out an infestation has broken out in the kitchen due to some mouldy food left on the counter. To prevent this from occurring, clear out all food items from your fridge and kitchen cabinets.

8. Invest in quality cottage insurance

Sometimes, accidents and damages to your cottage can happen even if you are fully prepared. For this reason, investing in seasonal home insurance, otherwise known as cottage insurance, can help secure your property from catastrophic events. Fortunately, Archway Insurance has a comprehensive protection plan that provides you with financial coverage when things go wrong at the cottage.

Protect Your Cottage With Archway Insurance

With Archway Insurance, you can keep your cottage secure from losses and damages that may occur over the winter months. Our seasonal home insurance provides coverage for material and labour costs on repairs and rebuilds, personal items such as furniture, and injuries that occur on property, so that all you have to worry about is relaxing at your cozy cottage.

If you are considering investing in cottage insurance with Archway, do not hesitate to ask one of our brokers to guide you along the way to keeping your holiday home a vacation away from stress.

To find out more about protecting your cottage during the winter months in New Brunswick, Nova Scotia, and Prince Edward Island, call Archway Insurance at 1-833-536-0529 or contact us here.


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