When your business travels to project sites carrying tools and materials of your trade, operates in the trucking field delivering goods or picking up supplies, or requires a sturdy truck to transport large equipment and materials, you count on company vehicles to reach customers across Atlantic Canada and beyond. Company vehicles are essential assets that help keep your business running and your customers happy. You need them revved up and ready to go 24/7. But what happens if you are in an accident?
A commercial auto insurance plan helps you secure these key assets and restore the flow of pickup and delivery operations. This comprehensive protection plan covers the cost of damage to company vehicles at rates that your business requires, so your products and services can hit the road again, safely.
Commercial auto insurance may cover both company-owned vehicles and those owned by employees but used for business.
Commercial auto insurance is a necessary investment for trucking businesses running delivery services, supplying products, transporting equipment across locations in Nova Scotia and New Brunswick, and making frequent sales calls to various customers in the area.
Whether you have a single pick-up truck used by your home construction business, a schedule of heavy equipment for large commercial operations, or long-haul commercial trucking or logging, Archway will work with you to design a commercial auto package that ensures your vehicles and drivers are protected, as well as your business should they be involved in an accident or cause damage.
In cases wherein your commercial vehicle is found liable for causing an accident, you may be required to compensate other parties for injuries and property damage they suffered. Your commercial auto insurance policy covers these costs along with legal fees and settlement awards. This is to avoid expensive and sudden out-of-pocket expenses that can quickly bankrupt any business without the right coverage.
Auto insurance policies are required for all drivers; unfortunately, not everyone you encounter on the road follows the law. If you’re involved in an accident caused by an uninsured motorist, your insurance policy will respond.
If the driver who caused the collision is uninsured, this doesn’t mean that you’re left to shoulder the cost of repairs on your own or agree to an off-book arrangement wherein they compensate you directly. When you’re dealing with a negligent driver who’s on the road without proper insurance, that’s not a risk you want to take.
You can purchase a commercial auto insurance policy that will cover property damage caused by uninsured or under-insured motorists. Even if they only carry the minimum coverage limit, which wouldn’t be enough to cover the cost of repairing your company vehicle, you can count on your commercial auto insurance policy to cover property damage and injuries by purchasing the right coverage.
Residents of the Maritimes rely on commercial trucking to provide them with all types of supplies and goods required in their daily lives – from food, to building supplies, to clothing. At Archway Insurance, our experts can provide professional advice to ensure that your commercial trucking business is properly insured to protect you against financial loss.
A well thought out commercial trucking insurance plan for owners of trucking businesses is a key component of success.
Any person or business who is transporting goods for others from one point to another in exchange for payment should have a commercial trucking insurance plan in place. The operation could consist of a single vehicle or a fleet of vehicles.
A good commercial insurance trucking plan should include consideration of the following auto insurance coverages:
At Archway Insurance, our experienced commercial trucking insurance brokers will listen to your needs, work to understand your business, and provide you with sound advice on a commercial trucking insurance program that fits your needs. We will seek out the best combination of coverage and price from a wide range of Canadian insurance companies.
At Archway Insurance, our brokers are committed to helping businesses in Nova Scotia and New Brunswick succeed. This means protecting the tools you use to reach customers, pick up supplies, and do your best work.
Our brokers work with major insurance providers in Canada to help you find the best commercial auto insurance policy for your company vehicles and equip you with cost-saving liability, property damage, and personal injury coverage. Trust our brokers to help secure the future of your business, starting with custom-tailoring a comprehensive protection plan for your cars and trucks on the road.
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