Every business deals with a certain amount of risk; some say it’s how you earn rewards, like a good quarter of profit margins, are earned. And while some are more serious than others, all businesses require the protection of commercial general liability (CGL) insurance to mitigate risk of litigation and the potential financial and reputational damage to your business.

A single lawsuit from a claim of a defective product or delayed service can quickly deplete your assets and even bankrupt your business without enough resources to sustain legal fees, and if ordered to pay, settlement costs. Business liability insurance shields you from the financial fallout of such claims to keep them from impacting the day-to-day of your business.

About Commercial General Liability

Whether you own a restaurant, construction firm, retail shop, or any other business, you know that accidents can happen and hurt customers, contractors, and other third parties. Falling racks, faulty electricals, and even wet floors or icy stairs can cause personal injuries like slip and falls. Your business could be liable for any of these accidents.

Commercial general liability insurance equips your business with the necessary financial cover in the case of lawsuits. This comprehensive coverage includes the cost of legal fees and third-party claims for injuries and property damage. Depending on your business, you may also consider additional and specialized liability coverage for property, fire, liquor, earthquake, theft, and other protections against business interruption.

Types Of Commercial General Liability

Business liability insurance has different levels of coverage. Depending on your policy, you may be covered for property damage and accidents that occur at your location during regular business hours, or even outside the premises where a customer uses a finished product. You can also opt for excess liability coverage, which covers the amount of a claim that exceeds the existing limit of your current plan for maximum financial protection.

Do I Need Business Liability Insurance?

As a growing enterprise in Nova Scotia or New Brunswick, you need to invest in the future of your business. You can’t afford to be saddled with the fallout and financial impact of a lawsuit. Comprehensive general liability insurance secures your business from these expenses, so you can focus on securing your reputation and restoring operations. With this guarantee, a business can resume as usual without risking further exposure to liabilities.

Ask Our Brokers

Archway Insurance is committed to helping businesses like yours recover from the fallout of property damage or a personal injury claim and secure your financial future. For this, we partner with major insurance providers to equip businesses in Atlantic Canada with comprehensive commercial general liability protection. We present you with multiple cost-saving quotes to unlock generous savings, ensuring a smart investment in the future of your business. Trust our brokers to tailor a commercial general liability plan to your needs and ensure business continuity.


Starting September 1, 2020, get a quote on car or home insurance with Archway Advantage Group Insurance through Economical® and you’ll be entered to win a cash prize of $5,000 in the $5K Giveaway.

26 prizes of $5,000 will be awarded between November 2020 and April 2021!

Contact us for a quote or tell us your policy renewal date and you will be entered for a chance to win.

Donna Byers | groups@archwayinsurance.ca


Don’t delay – contest closes March 31, 2021.

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