For students and young professionals, renting an apartment is often the first step in financial independence and owning a starter home. On the flipside, for empty-nesters looking to downsize apartment living can provide convenient locations without concern for home maintenance or unplanned repair bills. And with quickly rising housing costs in major cities and emerging urban centres in Atlantic Canada, it’s also a way to explore the real estate market and live in coveted locations before making a longer term financial commitment through home ownership. But just because your landlord is responsible for taking care of the property doesn’t mean you don’t have legal responsibilities or the need to protect your personal belongs as a tenant.

You Need Apartment Insurance

Designed to protect tenants like you, apartment insurance secures your investment in a rental property. It’s up to you to furnish the space and make it your home, and these require bringing in your furniture, electronics, and other personal property. Your landlord may be responsible for repairs and restoring your unit after an accident or disaster, but apartment insurance is for everything else inside that’s yours.

Renters Insurance Coverage

  • Personal property: repair or replacement coverage for personal items such as furniture, appliances, electronics, clothing, and others, with extensions available for high-value items such as jewelry and art.
  • Additional living expenses: covers hotel or short-term rental bills, restaurant meals, self-storage units, and other temporary expenses if your apartment needs to be vacated for major repairs.
  • Personal liability: offers financial protection in case of liability claims arising from injuries or property damage sustained by a guest or other third party, as well as tenants of neighbouring units.

Ask Our Brokers

Whether you’ve recently moved into a place of your own, or you simply don’t want to be tied down with property upkeep and maintenance, our brokers are committed to helping you secure everything inside your apartment. We work with major Canadian insurance providers and tailor coverage options according to your lifestyle and budget, allowing you to keep your place in one of the most lucrative spots in Nova Scotia or New Brunswick while avoiding the hassle of repairs and maintenance work.


Starting September 1, 2020, get a quote on car or home insurance with Archway Advantage Group Insurance through Economical® and you’ll be entered to win a cash prize of $5,000 in the $5K Giveaway.

26 prizes of $5,000 will be awarded between November 2020 and April 2021!

Contact us for a quote or tell us your policy renewal date and you will be entered for a chance to win.

Donna Byers |


Don’t delay – contest closes March 31, 2021.

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